LICENSE.DOC

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                         LICENSE AGREEMENT


    This legal document is an agreement between you, the end user, and
    Arctic Computer Services.  By registering this software you are
    agreeing to become bound by the terms of this agreement, which
    includes the Software License and Software Disclaimer of Warranty
    (collectively called the "Agreement").

    This Agreement constitutes the Complete Agreement between you and
    Arctic Computer Services.  If you do not agree to the terms of
    this Agreement, do not register the software.


             Arctic Computer Services SOFTWARE LICENSE

A.  GRANT OF LICENSE.  In consideration of payment of the LICENSE
    fee, which is part of the price you paid for this product,
    Arctic Computer Services as Licensor, grants you, the
    LICENSEE , a non exclusive right to use and display this copy
    of "FDUSER" on a single computer, at a single location.

B.  OWNERSHIP OF THE SOFTWARE.  As the LICENSEE, you own the
    magnetic or other physical media in or on which FDUSER is 
    provided at the time of distribution.  Arctic Computer Services
    retains the title and ownership of the software recorded on
    the original disk(s) and all subsequent copies of the software
    regardless of the form of media in or on which the original or
    other copies may exist.  This License is not a sale of the
    original software or any copy.

C.  COPY RESTRICTIONS.  This software and the accompanying written
    materials are copyrighted.  Unauthorized copying of the software,
    including software that has been modified, merged, or included
    with other software, or of the written materials is expressly
    forbidden.  You may be held legally responsible for any copyright
    infringement that is caused or encouraged by your failure to
    abide by the terms of this License.

D.  USE AND RESTRICTIONS.  As the LICENSEE, you may transfer the
    software from one computer to another provided that the software
    is used on only one computer at a time.  You may not distribute
    copies of the software or the accompanying written materials to
    any other party, nor are you permitted to modify in any shape or
    form the software and or the written materials that may accompany
    it without the prior written consent of Arctic Computer Services.

E.  LICENSE TRANSFERS.  This software is licensed only to the party or
    parties accepting this AGREEMENT, and may not be transferred to 
    anyone without prior written consent of Arctic Computer Services.
    Any authorized  transfer of the software shall be bound by the 
    terms and conditions of this AGREEMENT.  Under no other conditions
    may you transfer, assign, lease, rent, sell, or otherwise dispose 
    of the software or the accompanying written materials except as 
    provided by the conditions of this AGREEMENT.

F.  LICENSE TERMINATIONS.  This license is effective until terminated
    by either of the parties involved.  The license shall be terminated
    automatically and without notice from Arctic Computer Services if
    you fail to comply with any of the provisions provided for within 
    this AGREEMENT.  Termination of the license shall require that you
    destroy all copies of the software and its written documentation
    and remove any copies which may reside on any other computer or
    storage media, should they exist.



              DISCLAIMER OF WARRANTY AND LIMITED WARRANTY

    This software and the accompanying materials, including instruction
    manuals and instructions for their use, are provided "AS IS" and
    without warranty of any kind.  Arctic Computer Services does not
    guarantee, warrant, or make any representation regarding the use, or
    the results obtained by the use of this software or its accompanying
    materials.  Further, no warranty or guarantee of any kind is made in
    regards to its correctness, accuracy, completeness, or otherwise.
    The entire risk as to the results obtained and to the performance of
    the software and it accompanying materials is assumed by the
    LICENSEE.  If the software or the accompanying materials are defective,
    the Licensee, and not Arctic Computer Services, its agents, or its
    employees, assume the responsibility of its correction.

    Arctic Computer Services warrants to the original Licensee of this
    software that the Disk(s) on which the software is distributed is, under
    normal use and care, free of defects in material and workmanship for a
    period of ninety (90) days from the date of delivery as evidenced by a
    copy of the receipt of purchase.  Some states do not allow limitations
    on the duration of an implied warranty, therefore the above limitation
    may not apply to you.

    Arctic Computer Services sole liability to the warrant of the
    disk(s) shall be, at their option, either a refund of the purchase
    price, or replacement of the disk(s) that does not meet Arctic Computer
    Services  Limited Warranty, and is returned to Arctic Computer
    Services complete with supplied materials and a copy of the
    receipt of purchase bearing the serial number of the software.  If
    failure of the disk(s) has resulted from misuse, accident, abuse, or
    misapplication, Arctic Computer Services will have no responsibility
    to replace the disk(s) or refund the purchase price.  If replacement
    of the disk(s) is made, the new disk(s) shall be warranted for a
    period of thirty (30) days or for the duration of the original
    warranty, whichever is greater.

    THE ABOVE ARE THE ONLY WARRANTIES OF ANY KIND, EITHER EXPRESS OR
    IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF
    MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, THAT ARE MADE
    BY ARCTIC COMPUTER SERVICES.  NO ORAL OR WRITTEN INFORMATION OR
    ADVISE GIVEN BY ARCTIC COMPUTER SERVICES, ITS AGENTS, OR EMPLOYEES
    SHALL BE CONSIDERED AS AN ADJUSTMENT TO OR AN ADDITION TO THIS
    WARRANTY.  THIS WARRANTY GIVES YOU SPECIFIC LEGAL RIGHTS.  YOU MAY
    HAVE OTHER RIGHTS, WHICH VARY FROM STATE TO STATE.

    NEITHER ARCTIC COMPUTER SERVICES NOR ITS AGENTS, EMPLOYEES, OR
    ANYONE INVOLVED IN THE PRODUCTION OR SALE OF THIS SOFTWARE SHALL BE
    HELD LIABLE FOR ANY DIRECT OR INDIRECT, CONSEQUENTIAL OR
    INCONSEQUENTIAL, DAMAGES DUE TO THE USE OF OR THE INABILITY TO USE
    THIS PRODUCT.  THIS WOULD INCLUDE DAMAGES FOR LOSS OF INFORMATION,
    BUSINESS PROFITS, BUSINESS INTERRUPTION AND THE LIKE, EVEN IF
    ARCTIC COMPUTER SERVICES IS OR HAS BEEN MADE AWARE OF THE DAMAGES.
    SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY
    FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES.  LAWS VARY FROM STATE TO
    STATE AND SOME OF THE LIMITATIONS HEREIN MAY NOT APPLY TO YOU.


    Arctic Computer Services reserves all rights to this software
    except those expressly granted to the LICENSEE.  If you have any
    questions regarding this AGREEMENT or require any additional 
    information, you may contact:


                          Arctic Computer Services
                             2530 Sebring Circle
                            Anchorage, AK  99516